Secure Booster Club
Insurance
Protect Your Organization. Protect Your Volunteers. Protect Your Future.
Booster clubs provide tremendous value to schools and communities, but they also face real risks and liabilities.
The National Booster Club Training Council provides access to insurance programs specifically designed for booster clubs and parent organizations, backed by top-rated insurance providers and supported by experienced professionals.
Starts with
Protection.
Why Booster Clubs Need Insurance
Many volunteers assume, "Our school covers us." Unfortunately, this is often not the case.
Many booster clubs operate as separate nonprofit organizations and may be responsible for obtaining their own insurance protection.
Without adequate insurance, organizations may face:
- Lawsuits
- Event Cancellations
- Personal Liability
- Theft & Fraud
- Property Damage Claims
- Allegations of Misconduct
- Participant Injuries
- Financial Losses
- Volunteer Injuries
- Director & Officer Liability
One incident can have long-lasting consequences. Insurance is not simply an expense. It's organizational protection and peace of mind.
What Risks Do Booster Clubs Face?
- Theft
- Fraud
- Embezzlement
- Unauthorized Transactions
- Property Loss
- Participant Injuries
- Spectator Injuries
- Weather Events
- Property Damage
- Equipment Damage
- Decisions of Officers & Directors
- Employment Claims
- Governance Disputes
- Fiduciary Responsibilities
- Volunteer Actions
- Fundraising Activities
- Concession Operations
- Travel Activities
- Equipment Storage
- Facility Use
Why Work With NBCTC?
More Than Insurance.
We Provide:
- Education
- Guidance
- Risk Assessments
- Insurance Consultations
- Coverage Recommendations
- Compliance Support
- Resources & Templates
- Ongoing Advisor Assistance
We Help Organizations:
- Understand Their Risks
- Ask Better Questions
- Make Informed Decisions
- Protect Volunteers
- Protect Schools
- Protect Communities
Insurance Solutions Available
Comprehensive Protection Designed Specifically for Booster Clubs
Helps protect your organization from bodily injury, property damage, personal injury, advertising injury and event-related claims.
Recommended For:Every Booster Club
Protects officers, board members and volunteers from claims involving governance decisions, mismanagement, fiduciary duty and employment practices issues.
Recommended For:Every Board of Directors
Provides protection for participants, volunteers and event workers. Covers medical expenses, accident benefits and supplemental coverage.
Protects organizations from allegations involving volunteers, employees, coaches, participants and organizational liability.
Protects equipment, inventory, concession supplies, uniforms, merchandise and storage facilities from covered losses.
Protects against theft, fraud, embezzlement, forgery, employee dishonesty and financial misconduct.
Protects fundraisers, auctions, banquets, tournaments, camps, community events and seasonal activities.
Which Insurance Do You Need?
Find the Right Coverage for Your Organization
| Your Organization | Recommended Coverage |
|---|---|
| New Booster Club | General Liability + D&O |
| Athletic Booster Club | Liability + Accident + D&O |
| Fine Arts Booster Club | Liability + Property + D&O |
| PTO/PTA | Liability + D&O |
| Large Fundraising Events | Event Insurance |
| Organizations Handling Cash | Crime Coverage |
| Organizations Working With Youth | Abuse & Molestation Coverage |
Common Insurance Questions
Not always. Many booster clubs operate as independent nonprofit organizations and should not assume they are automatically covered.
Yes. Directors and officers may be personally named in certain legal actions.
Protection depends upon the policies in place and the scope of coverage.
Coverage varies and should be reviewed for each type of event.
Every organization's risks are different. NBCTC can help guide you through the process of understanding your needs.
Not Ready Yet?
Get Your FREE Booster Club Insurance & Risk Management Kit
- Insurance Protection Summary
- Insurance Risks Overview
- Coverage Comparison Sheet
- Insurance Types Overview
Protect What Matters Most.
Volunteers
Students
Organization
Community
Insurance isn't simply about protecting against loss. It's about protecting the mission you work so hard to support.
Ready to Protect Your Booster Club?